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If credit repair software could take your Ontario, NY credit scores and magically improve them, you can bet that A) lots of people would be buying it, and B) there would be a lot of lawsuits since the credit repair software would probably be illegal. Don't get scammed. Magical Ontario credit solutions are either false or illegal. For real help with credit repair services, contact a reliable credit repair company or consumer credit counseling service. Unfortunately, there aren't any shortcuts. Quick credit repair is possible, but it still takes time.